Are you looking for a new or used vehicle in Springfield, Ohio? Jeff Wyler Springfield Chevrolet has a wide selection of new Chevrolet models and used cars, trucks, and SUVs to choose from. Once you find the ideal vehicle for your needs, the next step is securing auto financing or leasing. Our finance center is here to make the process quick, easy, and worry-free.
Should You Apply for Automotive Financing?
Purchasing a new or used car with an auto loan allows you to pay for your vehicle over time. This scenario can help you get into the car you want while keeping monthly payments affordable. Some key benefits of auto financing include:
- Paying less money upfront compared to buying a vehicle outright in cash
- Potentially qualifying for lower interest rates and better loan terms than other financing options
- Building your credit history by making on-time payments
- Being able to drive the vehicle while making monthly payments over several years
If you have good credit, you may qualify for low APR financing on a new or used car. Even if you have no credit or poor credit, our finance team can help you explore options to get approved for a car loan near Columbus.
Why Choose an Auto Lease?
Leasing a car is an increasingly popular alternative to taking out an auto loan. With a lease, you essentially rent the vehicle for a fixed period of time, typically 24 to 48 months. At the end of the lease, you return the car instead of keeping it. Benefits of leasing include:
- Lower monthly payments compared to financing
- No down payment or trade-in may be required
- Driving a new car around Dayton every few years
- Potentially qualifying for a lease with bad credit
- Not having to worry about selling or trading in the car later
Leasing also comes with limitations, like mileage restrictions, wear and tear fees, and not building any equity. Our leasing specialists can advise if leasing is the right choice based on your budget and driving needs.
Use Our Online Form to Apply for Your Next Auto Loan or Lease
The finance experts at Jeff Wyler Springfield Chevrolet make it easy to get pre-approved for financing or a lease. Whether you plan to buy a new Chevy Silverado pickup, a used Equinox SUV, or lease a new Trax in Springfield, simply fill out our online credit application. We'll quickly review your information and get back to you with financing or lease options.
Stop by our dealership near Cincinnati or call us for personalized assistance with auto financing and leasing. We serve customers from Beavercreek and other local communities. Our goal is to help you drive home in your new or used vehicle with flexible payment options. Visit our finance center today to get the process started!